The So Fi 0.25% Auto Pay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account.
The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.
By understanding how consolidating your debt benefits you, you'll be in a better position to decide if it is the right option for you.
New credit accounts are subject to application, credit qualification, and income verification.
To do this, many or all of the products featured here are from our partners. To obtain a loan, you must complete an application on Light which may affect your credit score. SUNTRUST, LIGHTSTREAM and the Light Stream logo are trademarks of Sun Trust Banks, Inc.
You may be required to verify income, identity and other stated application information. All other trademarks are the property of their respective owners. Disclaimer Fixed rates from 5.990% APR to 16.790% APR (with Auto Pay). If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions.
Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you.
Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness.
Personal loans for debt consolidation You can use an unsecured personal loan to consolidate debt or finance large purchases.
Interest rates and terms can vary, based on your credit score and other factors.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
To check the rates and terms you qualify for, So Fi conducts a soft credit pull that will not affect your credit score.